Finance Options
Asset Finance
Are you purchasing equipment and want to break the price down into manageable monthly payments?
Have you received advice from your accountant on the advantages of a lease or hire purchase agreement?
Hire Purchase (HP)
- The best rates with access to 50+ lenders.
- VAT is paid upfront (however VAT Deferral is available).
- Claim tax relief via annual capital allowances.
- The asset sits on your balance sheet.
- Own the asset at end of the term.
Finance Lease
- The best rates with access to 50+ lenders.
- Monthly repayments over a fixed term between 1-8 years (depending on asset).
- VAT is spread over the term of the agreement, meaning a lower upfront cost than an HP Agreement.
- All repayments are tax deductible.
Re-finance
Are you paying too much for your present loans? Would consolidation help your cash flow? Why not use the equity in your existing equipment?
- Improve Cashflow
- Consolidate existing contracts to lower monthly obligations and make them more manageable.
- As a young start-up business, did you take out expensive loans? Refinance them now that you’re established at more affordable rates.
- Release equity held in existing owned assets.
Business Loans
- Fixed monthly payments throughout the term.
- Unsecured and secured options are available.
- No early repayment penalties.
- Tax relief on interest element.
- Access to the best rates from major loan providers.
Invoice Finance
Do your clients have extended terms for making payments? Do you waste time trying to collect late payments? Is this affecting your cash flow?
- Facilitate paying your suppliers earlier.
- To lower the likelihood of late payments and defaulted loans.
- Using invoice financing to fill the gap will help you avoid cash flow restrictions.
- Quick and simple access to cash for unpaid bills.
